The Real Difference

	ECC	Other Firms
Concentrates on the 35% of what comprises the credit score
Concentrates on the other 65% of what comprises the credit score
Disputes ALL erroneous information with the Credit Bureaus even if it lowers the score - SHOTGUN APPROACH
Is selective about what derogatory items to dispute to maximize the score improvement.
Builds a specific plan for each client tailored to their specific circumstances
Provides an attractive client package filled with tips and hints on keeping and improving their credit, a finance manual
Uses a proprietary Credit Analyzer software to maximize the start of the immediate improvement of a client's credit score
Works to educate its clients, giving them the knowledge they need to maintain and manage and control their credit profile better, now and in the future.
Focuses on strategies that will help its clients get approved for a home loan
Offers specific techniques and tools to double a client's available credit within 24 months
Has implemented technically advanced database systems to ensure that they keep its clients and their mortgage professionals updated.
Offers a monthly newsletter filled with suggestions and plans to maintain a stellar credit score
Works with each client for 1 year and continually manages the client's score improvement
Challenges Collection Agencies directly through a recital of the FDCPA law and are successful at removing current collection efforts.
Disputes all derogatory items and only mails boilerplate letters to the 3 Credit Bureaus
Charges the client a monthly fee and drags the process for months to extract as much $$$ from the client as possible
Compensates for client referrals
Offers a smoke & mirrors warranty to lure the customer into buying their service even though they cannot guarantee results
Analyzes the client's credit balance to credit limit and makes recommendation to improve score

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The Real Difference